Why Vision Insurance?

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Taking a closer look at vision insurance

The world of insurance is complicated. We get caught up in the essentials of medical and dental coverage. But tend to overlook the importance of vision insurance or in general taking care of our eyes. Regardless of age, taking care of your eyes is a crucial part of everyday life.

Why should I have vision insurance?

It is estimated that up to 70 percent of adult Americans wear some type of corrective lenses. And that is not taking into consideration other eye conditions or diseases such as glaucoma or cataracts, which can lead to vision loss. Maintaining regular eye exams can also uncover other health issues such as diabetes, heart disease or stroke even before you are aware of the symptoms. It is very easy to see why vision insurance should not be overlooked.  

So, what does it cover? 

Most standard plans cover:

-Annual eye exams

-Eyeglass Frames

-Eyeglass lenses

-Contacts 

Vision insurance also tends to be inexpensive. Initially you pay your premium or membership fee. For example, if you visit your eye doctor and it is determined that you need corrective lenses, you pay a reduced amount for services. Exams tend to be covered at 100 percent or may have a small copay. Corrective lenses are usually also covered with a copay or a maximum allotted amount per year.

It is important to remember that when shopping for vision insurance, you need to consider information such as network providers, monthly rates, out-of- pocket expenses and range of services provided. Make sure the policy fits your demands and budget by carefully reading the specifics.  

Conclusion

I today’s digital age, the significance of maintaining good vision is more important than ever. And with the rising costs of all medical treatment, having a plan for you and your family needs to be part of your health plan. 

I you would like to learn more about vision coverage, let us help.